co-operators logo


Get a quote online
miniature figurines camping and fishing atop a bird bath

Coverage that follows your lead

With Co-operators, you can choose stand-alone recreational vehicle coverage at a budget-friendly rate, or bundle it with home or auto insurance to save more.

Get a quote and buy a policy online in as little time as it takes to cast your line.

Or call 1-888-596-9850, for Quebec call 1-877-650-9693

Coverage that doesn't mind if you roam or ride

Co-operators insures a wide range of recreational vehicles, including:

blue trailer icon

Trailers and Campers

Any 2- or 4-wheeled vehicles with no engine that are towed by private passenger vehicles, including travel and personal-use utility trailers, hardtop and soft-top tent trailers, and campers.

blue motorhome icon


Motorized vehicles designed for recreational travel and accommodation, such as trucks equipped with a non-detachable camper body, as well as converted buses and vans.

*Policies for motorhomes are not available to purchase online. Call 1-888-596-9850, for Quebec call 1-877-650-9693

blue motorcycle icon

Plus others

Like motorcycles, dirt bikes, mopeds, ATVs and snowmobiles.

Coverage that has your back, on and off the site

Co-operators tailored recreational vehicle insurance protects you through:

  • Collision coverage to repair or replace your recreational vehicle if it is damaged in a collision.
  • Comprehensive coverage to protect against non-collision-related losses to your recreational vehicle, like from theft, hail or flying objects.
  • Third-Party Liability to cover your obligations for causing injuries or property damage.**
  • Accident Benefits to provide medical-expense and loss-of-income payments, regardless of who was at fault in a collision.**
  • Uninsured Auto to cover your expenses if you’re injured by a fleeing or uninsured motorist.**
  • Direct Compensation Property Damage to compensate you for damages to your recreational vehicle for which you are not at fault.**

**For stand-alone trailers and campers, this coverage extends from the towing vehicle’s insurance (whether the towing vehicle is insured with us or not).

Auto insurance is underwritten by Co-operators General Insurance Company. Not all products are available in all provinces. Not all discounts are applicable in all provinces. Please refer to your policy for applicable coverage limitations and exclusions. Co-operators General Insurance Company is committed to protecting the privacy, confidentiality, accuracy and security of the personal information that we collect, use, retain and disclose in the course of conducting our business. Please visit for more information. Co-operators® is a registered trademark of The Co-operators Group Limited.

©2024 Co-operators General Insurance Company